I would like to know the best place to get a business start-up loan or credit card?
I am looking for a starter business loans or a business credit card to help start my business.
Submitted by: turbo566
Submitted by: turbo566
Are you more likely to get a small business loan if you have a degree?
Is a person more likely to get a small business loan if he/she has a masters, bachelors, or even an associates degree? Answers preferably from experience or bank worker.
Submitted by: Manny
Submitted by: Manny
Is it worse to not pay off a business loan?
I recently went out of business and have alot of debt, around $35,000 dollars in personal credit card and loan debt and 1 $9,000 Business loan, is the business loan worse if I do not pay it off, I currently cannot afford to pay it and they are threatening me with letters to take me to court, any advice would help!
Submitted by: Diggy D
Submitted by: Diggy D
Where do i apply for a small business loan easily if i dont own any property?
I would like to apply for a small business loan, without any delays, i dont own any property.
Submitted by: T8
Submitted by: T8
Where can i get a personal or business loan?
I want to get a personal or a business loan here in cebu right now. I want to have a small business started. Please help.
Submitted by: Anthony Y
Submitted by: Anthony Y
when do you make the first payment on a business loan?
A friend and I want start up our own business and expected to need $225,000 for the building and start-up cost. When will a bank want us to start making loan payments? It will take some time to get enough customers to pay expenses, wages and a loan payment. How does this work? Does a bank really epect loan payment from day one? Do you increase your loan request to have cash reserves to make the loan payments and pay for other expense?
Thanks for any help!
Submitted by: lhfams
Thanks for any help!
Submitted by: lhfams
What happens when you can’t pay your small business loan?
I am looking to form an LLC to buy an existing business. I am looking to secure a loan. My biggest fear, as anyone’s would be, if the business fails, what happens to the loan? Its a retail business so there will be assets that can be sold but what if its not enough? can they come after my personal assets? Even if they are not put up as collatteral? also, will my personal credit history be ruined if my LLC goes bankrupt and defaults on a loan?
Submitted by: cbell31
Submitted by: cbell31
Does anyone know a good place to get a start-up business loan with no collateral?
I am looking for a start-up business loan but have no collateral. Does anyone have any suggestions?
Submitted by: templeofdoom1234
Submitted by: templeofdoom1234
My partner and I are looking to start a business. What is a good credit rating to get a loan?
My partner and I are looking to open a retail establishment in Cedar Rapids, IA. We have a well thought-out business plan with complete market research and full numbers. I am curious as to what credit rating we should be seeking prior to applying for a business loan.
Thank you for your time and consideration when answering this question.
Submitted by: euphoricblaspheme
When you are applying for a business loan do you have to have really good credit?
Do the banks only base your business loan on your credit and how good it is or does it matter???
Submitted by: Marilu H
Submitted by: Marilu H
How do I attain a business loan from a bank, to buy/take over a currently-running profitable business?
Yeah, how do I get a bank loan? Do I need a business plan? Where do I begin? Please help, Thanks.
Submitted by: Sal
Submitted by: Sal
When you are applying for a business loan do you have to have really good credit?
Do the banks only base your business loan on your credit and how good it is or does it matter???
Submitted by: Marilu H
Submitted by: Marilu H
How can you enter Business loan obligations in Quickbooks?
I just started a small business and i’m using my personal credit card for the very first equipment. i just purchased quickbooks and i want to know how to enter the loan into the systems, so that quickbooks will see it has a business loan obligations that needs to be satisfied at the end of every month until it is paid in full.
Your polite response is appreciated.
Thanks
Submitted by: progress
Your polite response is appreciated.
Thanks
Submitted by: progress
What happens if you can’t pay back a business loan?
I want to start a small business of my own but I am hesitate to even try to get started. I think I have a plan that will work but I am going to have to get a loan to make it happen. I just want to know, what happens if I can’t pay it back? Will I have to personally file bankrupt of what?
Submitted by: Kara C
Submitted by: Kara C
What is the easiest Business Loan to get (to start up a business)?
What is the easiest Business Loan to get to start up a business? Need either names or links, please. Oh it is for a small business or less than 4 employees, but a business that will do well in profits.
Thank you.
Oh and it is not a matter of bad credit. It is just who has the cash laying around to buy a business? Ya, know…even rich people get loans. I am not rich, but I hate it when people assume when asking for a loan a person has bad credit!
Submitted by: xmelax35
What is the current interest rate for small business loan in Michigan?
I have a project for my Intro to Business class and I need to know what the current interest rate for a small business loan is ($500,000) and I need the site the information can be found for reference. Please help, I have been everywhere here on the net and can’t find it.
Thanks in advance….
Submitted by: Feeling Froggy
Thanks in advance….
Submitted by: Feeling Froggy
Are there any funding options available for small business owners, other than traditional loans?
My store is badly in need of some cosmetic upgrades, but I need some funding to do them. However, I am leery about getting a bank loan, because I have heard that they are a huge hassle and take a lot of time to receive. I do not want to wait!
Submitted by: Jo1999
Submitted by: Jo1999
What is a business license? How do I get one? Do I need one to apply for a business loan?
I’m applying for an SBA loan for startup capital for a small business in NC. I’m reviewing the paperwork, do I need to get a business license and/or a fictitious name statement?
Submitted by: prestonwhitlow
Submitted by: prestonwhitlow
getting a business loan without any credit or bad credit possible?
I have fresh credit and a credit card that has nearly 1k to be paid off. I need to get a loan to open a business, about 6k. Is this possible and where is this possible?
Submitted by: techtwonicz
Submitted by: techtwonicz
Does anyone have any experience applying for an SBA start-up business loan?
I am wanting to apply for a small business loan. I have a solid business plan, a great location, good credit, but I have NO collateral.
Has anyone been in a similar situation? How did it turn out?
Submitted by: templeofdoom1234
What are the terms of repayment on a business loan from a bank?
If I get a loan from a bank for a business, how do I pay it back? Is it compound interest, simple? Monthly payback? Annual?
Submitted by: Shamoon
Submitted by: Shamoon
Do I pay taxes on money I use to repay a loan for a small business?
I have a small business which has a large loan. The loan was taken out last year. So, if this year I paid off, say, $5000 of that business loan using business revenue, do I pay business taxes on that $5000 of business revenue?
I’m located in Canada but I suspect the tax laws are the same for this issue.
Submitted by: the_cyman
How can I get a loan to start my business?
I can’t get a personal loan and business loan from a bank such as Bank of America and US bank. Do you have any other else resouse? I think I need around 20K to 30K only.
Submitted by: wago
Submitted by: wago
How vigerous are banks when it comes to small business loan applications?
I just need to know because I need to submit a business plan would like to know how detailed it should be. For example, should I hust give rough estimated prices for tools I will purchase or will I need written quotes. And will I need written proof for any other costs which I plan on covering with the loan?
Submitted by: Claude
Submitted by: Claude
Can people with little income and a good business plan get a business loan from the bank?
I have a very limited personal income and cannot raise much captial for my business plan from others and myself. I want to know if it is really possible for someone with a well laid out plan to get a small business loan from a financial institution? I am sure it is possible, but really a decent chance?
Submitted by: Harve
Submitted by: Harve
I want to buy an exisiting business, where should I go for a business loan?
What is the process? Also, I have heard there are special loan programs for women in business, any information on that would be appreciated as well.
Submitted by: KarenB
Submitted by: KarenB
How does someone get a business loan?
I assume no one will give me money just for a good business plan. What percent of the loan amount would I need to have cash in order to get a business loan? Is it better to have cash or go buy some land? What are some non-conventional ways to find a partner? I want to start a gym?
Submitted by: Davidquestioner
Submitted by: Davidquestioner
How hard is it to get a small business loan?
I am saving up $10,000 dollars to have up front to give to the bank and I have the business plan, menu and everything set up like that. I am almost 23 and probably will have the money by that time. I am also working on making my credit good and looking for available spaces for rent. What is the likeliness that a bank would give me a loan? And is it really all that difficult?
Submitted by: sullycake
Submitted by: sullycake
How do you go about getting a business loan?
I’ve been looking into getting a business loan, in the hopes of opening up a little shop. How do I go about doing this, and pursuing this venture. I’ve had this idea in mind for a very long time and the funding is the major problem, so if you have any ideas and/or suggestions, that would be great. Thanks
Submitted by: ~* Garden Empress*~
Submitted by: ~* Garden Empress*~
Are there real legitimate small business loans out there that are obtainable?
I see a lot of advertisements for Small Business loans. But are there any out there that are within reach of obtaining?
Submitted by: charliesworld05
Submitted by: charliesworld05
What are the responsibilities of a co-signer for small business loan?
I don’t have great credit, so I’ve asked a family memeber to co-sign for a small business loan. What are the responsibilities of this co-signer? Are there other options for obtaining a loan without using a co-signer?
Thanks SO much!
Submitted by: E S
Thanks SO much!
Submitted by: E S
How can I decrease the recurrence rate of business clients, clients business loans.How to attract new clients?
Recurrency rate of clients borrowing business loans in our bank is to high, how to attract first time clients in our bank? how to draw a strategy? loan officers to do promotion??? if YES, in which form? Decrease interest rates??? Please, if anyone has experienced this issue, share with me.
Submitted by: Bodigard
Submitted by: Bodigard
How can i get a business loans with bad credit?
I have bad credit and i’m starting a web business not a big business so only need a small loan?
Submitted by: lil_b_z_honda
Submitted by: lil_b_z_honda
Where can I find information on small business government loans?
My sisters and I are trying to start a small business but we need financial assistance. Is there a website we can go to find out information about government loans?
Submitted by: chriscornelluv@sbcglobal.net
Submitted by: chriscornelluv@sbcglobal.net
How do I get approved for a business loan with poor credit?
I have a great business idea and a very thorough business plan to back it up. I am 23 years old and have not had enough time or money to clean up my credit. Who or how can I share my idea with a financial institution who will invest in my business or loan me $5,000? I appreciate any good advice. Please save your energy and time for negative remarks. Thanks!
Submitted by: lmichelle31
Submitted by: lmichelle31
What is the smartest way to start a business? Loans, Banks, legalities?
I want to start a business. I would like a little help in other people thought pocesses if starting my own business: where to go, what site to check out, this loan etc. (thanks)
Submitted by: antwon
Submitted by: antwon
Is there an equivalent of Private Mortgage Insurance (PMI) for business loans?
Are there thresholds for business loans - like there are for personal loans - below which one incurs penalties like PMI that make it impractical to get a low down-payment loan?
Submitted by: yosoyamar
Submitted by: yosoyamar
Can I get business loan in the United States to invest in Mexico?
I am an American citizen and am planning on moving to Mexico. I would like to know if I may be able to get a business loan if I am using it for business in Mexico or if that’s completely out of the question.
Submitted by: weasel
Submitted by: weasel
Any good business loans out there with low credit score but good equity?
My wife and I have lots of credit card debt that we got building our business this brings our credit scores down But we have lots of equity in our business property there is no mortgage on the business property or equipment. This totals about $200,000+ value, we would like a loan of about $50,000 value Seems like local lenders do not want to help because we are self employed and our credit score any ideas out there!
Submitted by: padidvr2003
Submitted by: padidvr2003
What is the best way to attain a small business loan when you have questionable credit?
I am trying to open a pizza place and I am having trouble attaining financing. I was wondering if someone knew where to apply for a grant or poor credit small business loan.
Submitted by: pizzaman
Submitted by: pizzaman
are there websites for start up loans that you use ur business credit?
i have read and heard that you can use your business credit that it should be good because i have bad credit and i need to get a start up business loan but my credit is bad and i dont want to get scamed. so i have been looking for loans that you can use you own business credit. are there any website that can do that than you anything will help
Submitted by: Toxic Waste
Submitted by: Toxic Waste
Does anyone recall the database started so people could provide small business loans to developing countries?
I saw it on TV a year or so ago. If I’m not mistaken, the creator was in the running for the Nobel Prize. It was started so anyone who had some money to invest, could provide small loans to individuals in developing countries to start their own businesses. Then the loans were repaid with interest and the satisfaction of helping develope the economy of a small country. I think the preliminaries were had positive results, as people were repaying as they should. Does anyone have any information on it or a link?
Submitted by: nipsy3
Submitted by: nipsy3
Are there ANY decent business loans or grants out there for businesses destroyed in Hurricane Katrina?
I have a friend who had a business destroyed in Hurricane Katrina. He didn’t qualify for enough of an SBA loan to fix or replace everything that was destroyed in the hurricane. He needs to know if there are any grants or low interest loans of any kind.
Submitted by: mskimy34
Submitted by: mskimy34
How do small business loans work?
How do I go about getting one, what are the steps, interest rates, if my business shuts down how do I pay the loan back, ect… I have no idea how these work, any information would be great, thanks!
Submitted by: Katie
Submitted by: Katie
Does anyone know where to get grants or loans for a small business?
Im wanting to open a book store but would like to get a grant to do it with. I dont want to waste my time so i thought i would hopefully run into someone who has done it!!! Iv been told that it is impossible to get one right now with the economy being the way it is..? So i thought i would see if anyone out there was trying to get grants and having any luck. Or a good small business loan.Thanks so much for your input!!!
Submitted by: happymommy!!!
Submitted by: happymommy!!!
Are business loans going to be more restricted?
I am planning to get a business loan. Now that the $700B Bailout bill was rejected, am I going to have a tougher time to get a business loan?
Submitted by: Ashley
Submitted by: Ashley
can one broker small business loans to banks like a mortgage broker do with home loans?
I am a mortgage broker and want find out how I can fund small business loans too. can I broker them to banks?
Submitted by: peter
Submitted by: peter
Does the Bank of Canada offer business loans to people?
If so, does anyone also know what the average interest rate is on a business loan?
Submitted by: Band
Submitted by: Band
How to get business loan if i am a teenager?
How to get business loan if i am a teenager?
i want to start a small business during summers, but i dont have sufficient money and im not an adult yet. i want to ask how to get a business loan.
Submitted by: Amy L
i want to start a small business during summers, but i dont have sufficient money and im not an adult yet. i want to ask how to get a business loan.
Submitted by: Amy L
Small business loans and grants for new start-up?
My husband is bound and determined to open a comic/card shop in our area. It’s been his lifelong dream, and I think it would be good for him to pursue something like that. He’s 20 years old, and I’m 21– so we don’t exactly have wonderful credit built up yet. Can anyone tell me what kinds of small business start-up loans and grants are available? How would we go about financing the start up of this business?
Submitted by: ~*Live, Love and Blessed Be*~
Submitted by: ~*Live, Love and Blessed Be*~
Can small business investment loans be solely based on the business plan rather than my poor credit?
Im a frustrated engineer looking for a way out by going into business. Im looking to get a small business loan for a business idea I have.
Im a frustrated engineer looking for a way out by going into business. Im looking to get a small business loan for a business idea I have.
Im a frustrated engineer looking for a way out by going into business. Im looking to get a small business loan for a business idea I have.
Keep in mind I do not have a business yet. Im looking to put up something new.
Submitted by: egglxi
What can u tell me about business loans to start up a new business?
In the process of opening a new business. How do business loans work - I know I need a business plan etc before I can apply for a loan, but what’s some other info? What’s the interest rate range, what’s the range of how many yrs u can have the loan, range of amnt they can loan, will they include the first yrs lease amnt in the loan if needed…etc, etc?
We have good credit.
Submitted by: curious
We have good credit.
Submitted by: curious
What is the best way to finance a new franchise. What are the basics on Business Loans?
I am looking at a business with a start up cost of $175,000. The biggest obstacle is financing my business. Im just looking at basic info now for getting a business loan, andhow easy is it to pay it off.
Submitted by: piratepride2
Submitted by: piratepride2
Small business loans for people with dual citizenship?
Where can I find information on programs for small business loans for people with dual citizenship? My husband is officially a dual citizen of the United States and Germany. We found information on loans for veterans (he was in the military) but nothing on dual citizenship. There must be a program out there!
Submitted by: Just moi!
Submitted by: Just moi!
business loans and grants?
where can i go to see if i qualify for government grants, or loans for a small business that i am trying to buy.
what are the qualifications?
Thank you.
Submitted by: RAZZEL-DAZZEL
What are good resources for applying for small business loans and grants?
I’d like to get loans/grants for starting a small business. Where can I get started? What were some of your personal experiences with this process?
Submitted by: Beth
Submitted by: Beth
can a new dentist incorporate his student loans into his business loans to get better tax breaks?
normally you can only deduct up to $2500 in interest and that’s if you make less than a certain amount. If you make the student loan a business expense you would be able to write off the entire loan and not just the interest right?
Submitted by: jpj52byu
Submitted by: jpj52byu
I need Unsecured Business Loans for my Company in Dubai which has been actively Trading for more than 3 years.
My Company is looking for Unsecured Business Loans between 300,000USD and 1 million USD.
We are a Trading Company and have been established in February 2005.
Submitted by: Jeff K
What is in a business plan - needed for a business loan?
Starting a business. Banks need a business plan in order to get a business loan. What is all needed in a business plan?
Submitted by: curious
Submitted by: curious
Business Loans?
Business Loans?
Can I get a business loans to buy investment properties?
Submitted by: Jigsaw007
Can I get a business loans to buy investment properties?
Submitted by: Jigsaw007
What is the name of organization, which you can donate money for small business loans? seen on the Daily Show.
I think it starting with an a…maybe? Anyways you could donate a money to people around the world who needed a loan for a small business? The guy who started the organization was on the Daily Show on comedy central, and talked about it.
Just wondering?
Submitted by: Ashley I
Just wondering?
Submitted by: Ashley I
Business loans for USA investors to buy businesses in foreign countries?
Are there government loans for USA investors to help buy business opportunities in other countries (or through other governments)? Say, South America? Say, if the loan were backed up by real estate? Or is this available only to superwealthy americans?
Submitted by: westphalia1
Submitted by: westphalia1
Can I get a small business loan for 15k with bad credit and no assests?
I am a stay at home mother starting up a claims and billing business. My current income comes from my husband. I do not own anything under my name. We are currently renting and my credit score is in the mid 500’s. I would like to try to get this loan on MY OWN, but my husband is willing to be my co-borrower if needed. His credit score is in the mid-low 600’s and he earns between 45,000 to 50,000 a year. Can I get a loan to start my own business or is my situation so bad that it will just be a dream? Someone please tell me who can help me or just give me a reality check!
Submitted by: stay at home mom
Submitted by: stay at home mom
no credit check or calateral business loans?
I’m trying to get a loan for $12,000 to buy molds and supplies needed to start my business, does anyone know where i can get a loan to get this off the ground.
Submitted by: Hoosier Mannikins Targets
Submitted by: Hoosier Mannikins Targets
What is the best bank for small business loans?
Looking for a loan of $190,000 for a business that is 5 years old. Not interested in credit card transaction loans.
Submitted by: Jeff C
Submitted by: Jeff C
What can you tell me about small business loans?
I’d like to get a small business loan to cover start-up costs and to give me working capital for two years. I’d also like at least 40 acres of land for the business to use. Should I bundle the loan for the business with the loan for the land or should I do each loan seperately?
Submitted by: wannabeoutside
Submitted by: wannabeoutside
What is the best way/ place to get a small business loan?
I’ve had a little business going for about a year now. Our revenues are around 150,000 and I am ready to make the jump into expanding it. I would like to hire a couple sales reps and an office person, but I will need to take a loan to make it happen. Can anyone help me out with figuring out how to go about it?
Thanks!
Submitted by: Jacob
Thanks!
Submitted by: Jacob
What are typical interest rates for small business loans?
This is a for a made-up business. I need a bank loan for about $25,000 to $30,000. How would this loan work for the first 1 to 3 years?
Submitted by: andrew
Submitted by: andrew